Robin V. Wish - Real Living Realty Group



Posted by Robin V. Wish on 12/11/2017

Do you know home selling lingo? If not, miscommunications may arise that prevent you from maximizing the value of your house. Perhaps even worse, you risk making poor home selling decisions due to the fact that you don't fully understand the real estate terms included in a home sale agreement.

Fortunately, we're here to bring clarity to assorted home selling terms that you may encounter as you proceed along the home selling journey.

Let's take a look at three common home selling terms that every property seller needs to know.

1. Depreciation

Over time, the value of your home may deteriorate due to age, wear and tear and other problems. This is referred to as "depreciation," and depreciation ultimately may impact your ability to get the best price for your house.

To find out how much your house's value has depreciated, it may be worthwhile to conduct a home appraisal before you list your residence. That way, you can analyze your house's strengths and weaknesses. You also can uncover innovative ways to boost your home's appearance both inside and out, thereby ensuring you can set the optimal initial asking price for your residence.

2. House Closing

A house closing refers to the final transfer of ownership from home seller to homebuyer. Thus, once you and a homebuyer are ready to dot the I's and cross the T's on a home sale agreement, you'll complete the house closing process.

During a house closing, all terms of a contract between a home seller and homebuyer must be met. Moreover, the home deed will be recorded, and the house will finally be sold.

The house closing is a key part of the home selling cycle. At this point, a home seller will receive final payment for a house and transfer ownership of the property to the buyer.

3. Real Estate Agent

A real estate agent plays a pivotal role in the home selling process, and for good reason. If you hire an expert real estate agent, you should have no trouble navigating the home selling journey.

Typically, a real estate agent handles all of the tasks associated with listing and selling a house. This housing market professional will help you promote your residence to potential homebuyers, host open houses and home showings and even negotiate with homebuyers on your behalf. Plus, if you receive an offer on a home, a real estate agent can offer honest, unbiased recommendations about whether to accept or reject the proposal.

You don't need to look far to find a qualified real estate agent in your area, either.

Real estate agents are employed across the United States. In fact, if you interview multiple real estate agents in your area, you can find a real estate agent who makes you feel comfortable and confident about selling your house.

Allocate the necessary time and resources to learn various home selling terms. With a clear understanding of home selling terms, you can avoid potential pitfalls throughout the home selling journey.




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Posted by Robin V. Wish on 12/4/2017

Everyone knows it's a bad idea to go grocery shopping when you're hungry, but we all do it occasionally!

Going to the supermarket on an empty stomach not only causes you to spend more, but it weakens your resolve to avoid foods with empty calories and unhealthy ingredients. When hunger pangs undermine your self discipline, you may also be more likely to buy a jumbo bag of potato chips, pick up a block of cheese and some crackers along the way, and maybe order a pound of Genoa salami while at the deli counter.

Then, of course, there are all those chocolatey temptations at the checkout counter -- peanut butter cups, for example! Maybe you're stronger willed than that, but I know plenty of people who are not!

Although I haven't read any scientific studies on the topic, I'd make an educated guess that when you go grocery shopping hungry, there's a tendency to buy more food than you ordinarily would -- probably to compensate for your hunger. So perhaps having a healthy snack first or going grocery shopping after breakfast or lunch would be a good strategy for avoiding the pitfalls of food shopping on an empty stomach.

Here are a few more ideas for saving money and limiting junk food purchases:

  • Create a grocery list and stick to it! That's often easier said than done, but it can make a big difference in the quantity and quality of food you buy. Impulse purchases may provide immediate gratification, but they can wreak havoc on your waistline and your budget.
  • Avoid bringing your children grocery shopping, whenever possible. When childcare is not available, there's no way around it. However, with kids in tow, expect to be buying "a few" additional items that you hadn't planned on. Try as we might to resist the requests, suggestions, and demands our kids make at the grocery store, it's not unusual for a parent's resolve to weaken -- especially if they happen to be tired or stressed out. A lot depends on the age of your children, how persistent they are, and whether they're hungry when you're out food shopping. Many factors come into play!
  • Using coupons and taking advantage of discounts, special promotions, and two-for-one sales can noticeably reduce your grocery bill and, consequently, leave more money in your wallet. It may require that you pore over weekly newspaper inserts, clip coupons, and keep them organized, but getting in that habit can help reduce the strain on your household budget. It also pays to shop at supermarkets that offer double coupons. They're often the ones that are the most competitive and willing to help you stretch your dollar.

So if you've been noticing more junk food appearing in your kitchen cabinets, and your grocery bill seems to be taking on a life of its own, consider some of these economical ideas to help reign things in.





Posted by Robin V. Wish on 11/27/2017

A condo represents a special type of property, and for good reason. Ultimately, there are many great reasons to purchase a condo, including:

1. You won't have to worry about home exterior maintenance.

For those who dread mowing the lawn on a hot summer day or shoveling snow out of their driveway in sub-zero temperatures, a condo may prove to be a terrific investment.

Condo owners typically pay homeowners association (HOA) fees that cover the costs of home exterior maintenance. Thus, condo owners can reap the benefits of fresh-cut grass, snow-free walkways and other home exterior maintenance perks throughout the year.

Furthermore, condo owners typically are protected against the risks associated with severe roof damage. This means if a hurricane damages or destroys your home's roof, your HOA fees will cover the costs to repair or replace your roof.

2. You can be a part of a wonderful condo community.

Condo communities are set up across the United States and feature rules and regulations set up by HOAs. Although each condo community is different, many communities share rules that ensure each condo owner can enjoy a wonderful experience day after day.

For example, some condo communities set up quiet hours, minimizing the risk that you'll be forced to deal with raucous parties or loud noises late at night. Or, condo communities may prevent condo owners from renting out their properties, which means your neighbors are property owners who care about their neighborhood just as much as you.

Condo communities also may feature neighborhood events periodically. That way, you should have no trouble meeting your neighbors and making new friends in your condo community.

3. A condo may prove to be cheaper than a house.

Buying a condo frequently usually offers a cost-effective alternative to purchasing a house.

Condos are available in a wide range of sizes and styles, ensuring that you can find a property that matches your budget and personal taste. Plus, condos enable you to avoid the headaches associated with roof repairs and other home maintenance projects that may crop up for homeowners.

Purchasing a condo is a big decision, and it is important to conduct plenty of research before you make an investment in any property. With a trusted real estate agent at your disposal, you can search for condos in your area and find one that suits you perfectly.

Hiring a real estate agent with condo experience is essential, particularly for property buyers who want to get the best condo at the best price. An experienced real estate agent will be able to teach you about the ins and outs of condos and ensure that you can find a property that you can enjoy for years to come. In addition, your real estate agent can keep you up to date about new condos as they become available and help you accelerate the property buying process.

Choose an experienced real estate agent to serve as your property buying guide. This real estate professional will make it easy for you to discover your dream condo quickly and effortlessly.




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Posted by Robin V. Wish on 11/20/2017

A real estate agent is a must-have for homebuyers, particularly in a highly competitive housing market. However, it is important to understand what it takes to work with a real estate professional to ensure you can enjoy a fast, seamless homebuying experience.

What does it take to get the best results from the homebuying journey? Here are three rules to follow so that you and your real estate agent can work together to find your dream house.

1. Establish Realistic Homebuying Expectations Before You Begin Your Home Search

Buying a home can be a long, costly process if you're not careful. But with the right real estate agent at your side, you can simplify your house search.

Ultimately, you should work with a real estate agent to establish clear-cut homebuying expectations before you embark on your search for the perfect residence. This will enable you and your real estate agent to work together to achieve a common goal.

With realistic homebuying expectations, you'll be able to help your real estate agent understand what you'd like to find in your dream residence. Meanwhile, your real estate agent can get to work and keep you up to date about available homes that will meet or exceed your expectations.

2. Understand Your Real Estate Agent's Role in the Homebuying Process

A real estate agent should define his or her role in the homebuying process. That way, you'll know exactly what to expect as you go from homebuyer to homeowner.

Typically, a real estate agent will set up home showings, negotiate with home sellers on your behalf and offer honest, unbiased homebuying recommendations. He or she also should be available to respond to your questions throughout the homebuying journey.

Your real estate agent will be happy to assist you in any way possible. By doing so, he or she will make it simple for you acquire to acquire your ideal residence at a price that matches your budget.

3. Ensure That Both You and Your Real Estate Agent Are Comfortable Working with One Another

Communication plays a key role in the success of a homebuyer and his or her real estate agent. If you keep the lines of communication open with your real estate agent, you should have no trouble staying on top of the housing market.

In most instances, a real estate agent will be able to keep in touch with a homebuyer via phone, email and text. At the same time, you should try to remain available to your real estate agent as much as possible.

With ongoing communication with your real estate agent, you'll be able to stay informed as new properties become available that fit your homebuying criteria. Furthermore, your real estate agent can help you alleviate stress by listening to your homebuying concerns at each stage of the homebuying journey.

Many real estate professionals are available in cities and towns nationwide. Start your search for a real estate agent today, and you can move one step closer to discovering your dream home.




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Posted by Robin V. Wish on 11/13/2017

Buying a new home is a commitment. Not just to a mortgage but to the house itself, the neighborhood and your local community. And for many, this is part of what makes purchasing a new home so rewarding. To have a place to truly settle into and call their own. Part of that settling in includes crafting a timeless interior that will welcome you home for years to come.

But going about creating a timeless home can feel intimidating. Magazines and television shows focus on the trends and how to keep up with what’s current. Following these cues will only leave you with a home that will become quickly outdated.  

The key is to mix a variety of styles both old and new. Resist settling for one particular style for a home that seamlessly transcends the decades to come. And while you don’t want to fully jump into any one trend, adding a few accent pieces will keep your home fresh and modern. Art, throw pillows, and small details are the perfect decor pieces to take advantage of trends with. Large investment pieces, however, are best kept neutral and in a style that has already proven itself to be classic.

Styles that earn the title of classic are usually simple with just one element that reflects the era of its inspiration. Think a couch with tufting but in a warm beige or a table with ornate millwork that boasts its natural wood coloring. Whereas a tufted couch in a print or ornate millwork painted a color from a trend that has come and gone will date the look of your whole room.

Neutral colors are best used for the majority of your color palette, leaving color for your accent pieces. That doesn’t mean your home needs to lack depth, however. Choose different tones for your paint swatches and reach for a variety of textures when adding fabrics. Having a diverse range of tones and textures will add visual interest without depending on color to do the job.

Natural elements such as wood, stone, and glass also help to bring depth to your neutral color palette and maintain a timeless look. Wood flooring is well worth the cost in the long run both in terms of maintenance and style. An exposed brick wall makes a statement without becoming dated. A leather couch or armchair adds warmth and sophistication. While cotton, linen and wool textiles add natural texture to your furnishings.

Homebuyers often dream about the decades to come spent in their new home’s rooms. They want to spend time living life’s moments to the fullest and not fussing over decor every ten years. Creating a timeless look for your home doesn’t have to be difficult or expensive. Keeping to a neutral color palette and natural elements guarantee a classic home that you will love coming home to for years to come.  




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