Robin V. Wish - Real Living Suburban Lifestyle Real Estate



Posted by Robin V. Wish on 4/5/2021

Image by annca from Pixabay

You’ve finally found the perfect home. It’s got the number of bedrooms you wanted, a spacious kitchen, updated bathrooms, and even a beautiful vegetable garden out back. Now comes the tricky part—how to pay for it.

Numerous home buyers find financing their mortgages through a credit union to be a good option. According to Magnify Money, approximately nine percent of mortgages are held by credit unions. These non-profit organizations essentially operate like banks, but are more laid back, less aggressive, and easy to work with. Here are some of the top benefits you’ll find when financing your mortgage through a credit union.

Experience a Simplified Lending Process

As a part of their philosophy, credit unions put a higher priority on customer service than they do profits. They don’t have to answer to external stockholders and put priority on profits the way traditional for-profit banks do. As a result, credit unions are equipped to offer easier loan approvals and decent mortgage rates. Even if you have a lower credit score or have saved a smaller down payment than traditionally required, you can usually find a credit union willing to work with you.

Enjoy Lower Fees & Put Money Back into Your Pocket

Credit unions are known to offer fewer origination fees and lower processing costs because they don’t have the same requirements banks do. For instance, credit unions don’t have to pay federal taxes and need to break every year due to their non-profit status. These savings are usually passed onto their members.

Build a Personal Relationship with Lender

Many mortgage seekers find they enjoy working with an entity that strives to treat them as a person, not as a distant account number. Since many credit unions are smaller entities than their for-profit banking counterparts, they typically offer a “small-town” feel, even if they are a large credit union. This is because their memberships are limited to specific affiliations.

Also, a consideration you might find of value is the fact credit unions don’t typically sell out to other entities. Chances are you’ll have one lender to deal with through the lifetime of your mortgage (although not a 100% guarantee). If you borrow from a bank, chances increase for your loan to change hands many times over the years.

There are many benefits to knowing who services your loan. If a problem or other issue arises, you’ll almost always know who you can turn to and where to send your payment.

How to Join a Credit Union

Ideally, you’ll want to be preapproved before starting your home search so you know how much you qualify for and don’t waste time looking at homes out of your price range—this is no matter what lender you ultimately decide to take out a mortgage with. But if you’re looking for low maintenance and high- quality lenders, a credit union might suit your needs.

If you’re not sure you can join one, be sure to consider all of your personal and professional affiliations, be they your college alumni, employer, HOA or church, to name a few. You can find out which ones you are eligible to join by checking your affiliations at CUlookup.com.




Tags: Mortgage   Financing   home loans  
Categories: Uncategorized  


Posted by Robin V. Wish on 4/1/2021

This Single-Family in Dover, MA recently sold for $1,020,000. This Cape style home was sold by Robin V. Wish - Real Living Suburban Lifestyle Real Estate.


1 Hughes Ln, Dover, MA 02030

Single-Family

$975,000
Price
$1,020,000
Sale Price

6
Rooms
2
Beds
2/1
Full/Half Baths
OFFERS DUE FEB 1, 12PM! SELLERS PREFER 8-10 WKS TO CLOSE.. stunning cape style detached condominium home offers private spaces, low fees, common areas and easy living! Just the right size, open floor plan AND spaces to "get away" featuring a separate living room, family room and study. A sunny kitchen features upgraded viking range and oven, granite counters, plenty of cabinets, a large island, and wet bar with full view of the family room. Spacious family room features a vaulted ceiling, gas fireplace and exterior access to the private deck. The master sanctuary features a generous bedroom, a fitted walk in closet, a spacious bath with double sinks, a separate tub and large tiled shower. Ten minutes to Needham junction, 20 min to south station. Enjoy direct access to Noanet Woods and Caryl park - hiking, dog walking, tennis courts - Live in the country close to the city! Enjoy top school system.. It's all here! Floor plan has been attached to MLS documents






Tags: Real Estate   Single-Family   Dover   02030  
Categories: Sold Homes  


Posted by Robin V. Wish on 3/29/2021

Real estate market data is readily available to home sellers across the United States. With this information at your disposal, you should have no trouble maximizing the profits from your home sale.

Now, let's take a look at three real estate market data that every home seller needs to check out before listing a residence.

1. Prices of Comparable Houses

Let's face it determining a competitive price for your house may prove to be difficult, regardless of your home's age or condition. Fortunately, if you analyze the prices of comparable residences in your city or town, you can better understand how your house stacks up against the competition and price it appropriately.

Furthermore, it may be beneficial to conduct a home appraisal prior to listing your house. This appraisal enables a home expert to assess your house both inside and out. Then, you'll receive an appraisal report that contains a property valuation, which may help you determine a competitive price for your house.

2. Prices of Recently Sold Houses

Are you preparing to enter a buyer's or seller's market? Review the prices of recently sold houses in your area, and you can find out whether the current housing market favors buyers or sellers.

If home sellers are receiving offers at or above their initial home asking prices, now may be an ideal time to list your residence. Thus, you may want to add your house to the real estate market sooner rather than later to capitalize on a housing sector that likely favors sellers.

Conversely, if home sellers are receiving offers below their initial home asking prices, you may want to allocate significant time and resources to find ways to improve your house. Because if you enhance your house's exterior and interior, you may be able to help your house stand out from the competition and increase the likelihood of a profitable home sale.

3. Average Amount of Time That a House Is Listed

Check out how long houses stay on the real estate market before they are sold you'll be glad you did. With this housing market data in hand, you can assess the pulse of the real estate market and map out your home selling journey accordingly.

If you need help collecting or analyzing real estate market data, there is no need to worry. Hire a real estate agent today, and you can gain the insights that you need to make informed decisions throughout the home selling journey.

A real estate agent is a housing market expert who is happy to help you in any way possible. He or she will provide recommendations about how to price your house and improve your home's interior and exterior. Plus, a real estate agent is available to respond to any of your home selling concerns or questions, at any time.

Ready to list your home? Review the aforementioned housing market data, and you can obtain deep insights into the real estate sector prior to selling your house.





Posted by Robin V. Wish on 3/25/2021


48 Plimpton St, Walpole, MA 02081

Single-Family

$809,000
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Picture perfect! Stunning young colonial features private setting, spacious rooms, open floor plan, thoughtful upgrades and upscale appointments - everything you want in a convenient location! Adjacent to Wisteria Ways II neighborhood, sought after OPR School District, this property is a short walk to Bird Park, Ellis Field, restaurants, shops and easy access to multiple MBTA stations. Want to vacation at home this summer? Relaxing on the deck by the beautiful in-ground pool is a great way to spend a sunny day. Hardwoods throughout, a fantastic remodeled kitchen featuring granite, stainless appliances, dual fuel range, large island, additional entertaining cabinet w/ wine fridge and even more storage! Three beautifully updated baths, and gorgeous family room. Three generous bedrooms upstairs and an optional 4th bedroom on main level currently used as an office... A full list of updates and features as well as floor plans attached to documents.
Open House
Saturday
March 27 at 12:00 PM to 3:00 PM
Open House Saturday 12-3pm - please wear masks and avoid bringing young children unless they can be carried. Buyers will be directed through the house to manage number of people inside.
Cannot make the Open Houses?
Location: 48 Plimpton St, Walpole, MA 02081    Get Directions

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Categories: Open House  


Posted by Robin V. Wish on 3/25/2021


48 Plimpton St, Walpole, MA 02081

Single-Family

$809,000
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Picture perfect! Stunning young colonial features private setting, spacious rooms, open floor plan, thoughtful upgrades and upscale appointments - everything you want in a convenient location! Adjacent to Wisteria Ways II neighborhood, sought after OPR School District, this property is a short walk to Bird Park, Ellis Field, restaurants, shops and easy access to multiple MBTA stations. Want to vacation at home this summer? Relaxing on the deck by the beautiful in-ground pool is a great way to spend a sunny day. Hardwoods throughout, a fantastic remodeled kitchen featuring granite, stainless appliances, dual fuel range, large island, additional entertaining cabinet w/ wine fridge and even more storage! Three beautifully updated baths, and gorgeous family room. Three generous bedrooms upstairs and an optional 4th bedroom on main level currently used as an office... A full list of updates and features as well as floor plans attached to documents.
Open House
No scheduled Open Houses

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Categories: New Homes  




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