Robin V. Wish - Real Living Suburban Lifestyle Real Estate



Posted by Robin V. Wish on 6/10/2021

This Condo in Boston, MA recently sold for $608,000. This 2/3 Family style home was sold by Robin V. Wish - Real Living Suburban Lifestyle Real Estate.


708 E 6Th St, Boston, MA 02127

South Boston's City Point

Condo

$599,900
Price
$608,000
Sale Price

3
Rooms
1
Beds
1/1
Full/Half Baths
Finally, a developer focused on quality! No corners have been cut! Listen to this package - Bertazonni kitchen appliances, Quartz countertops, Italian cabinetry, hansgrohe plumbing fixtures, custom glass enclosed shower, radiant bathroom floors, Legrand Adorne light switches controlling recessed lighting throughout, Mitsubishi high efficiency heat pumps for heating and cooling, Blomberg high efficiency washer and ventless dryer, 5 inch wide-plank engineered hardwood flooring, custom closets, gas fired Navien on-demand tankless hot water, spray foam insulation, sound-proofed beyond code between floors making living quiet and enjoyable, HardiePlank exterior, copper gutters, trim, and downspouts, and the list goes on! Parking available for an additional $75,000 per space. Don't miss out on picking your Benjamin Moore paint colors before they're chosen for you!

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Tags: Real Estate   Boston   Condo   02127  
Categories: Sold Homes  


Posted by Robin V. Wish on 6/7/2021


A jumbo mortgage refers to a high-priced loan, usually meant for a luxury property. And while this loan may have once been reserved for the millionaire investors of the world, it may not be as exclusive as you think. If you're interested in what it takes to apply, it helps to understand how they work and who the best candidates are. 

A Moving Target 

To be considered for a jumbo loan, it must be above a certain minimum. However, this amount will differ based on where you purchase your home. The minimum for a jumbo loan in Beverly Hills will be much higher than the minimum in Kansas City due to the discrepancies between median home prices. These values will rise and fall depending on the local economy and average property appraisals, so buyers will need to do a little research into their city's criteria.  

Lender Terms 

Jumbo mortgages are available in a variety of options, similar to a conventional loan. Unsurprisingly, lenders tend to be a little pickier when it comes to who they approve and who they reject. A single application may go through several underwriters to arrive at the final answer. They're looking for exceptionally high credit scores and equally low debt-to-income ratios. 

It's the lender who dictates the exact terms of the loan, though historically, jumbo loans have had higher interest rates. However, it should be noted that this is not a hard-and-fast rule. Interest rates have been known to come down based on the caliber of people who apply. The more qualified applicants, the less overall risk the lender assumes. 

In addition, the jumbo mortgage minimum down payment has been relaxed to just 5% to allow a more level playing field (especially for people in high-priced markets). Despite this though, most lenders are still looking for at least 15% on a jumbo loan. Shopping around can make it easier to find a lender with reasonable terms for a jumbo loan. 

Structuring the Loan 

Adjustable-rate jumbo loans are available, but they are not the ideal choice for homeowners unless they know they'll be selling in the very near future. To avoid paying more interest than necessary, experts recommend a fixed-rate over 15 years.  

There may be a lot of fine print to a jumbo loan, but lenders are largely ensuring that the homeowner has enough in stable assets (e.g., property, savings, etc.) to cover their mortgage even if they fall on hard times. Knowing the terms can make it easier to prepare, apply, and be approved for the home of your dreams. 

 




Tags: loans   Mortgage   Jumbo Loan  
Categories: Uncategorized  


Posted by Robin V. Wish on 6/1/2021

This Single-Family in Hopkinton, MA recently sold for $850,000. This Colonial style home was sold by Robin V. Wish - Real Living Suburban Lifestyle Real Estate.


170 Saddle Hill Road, Hopkinton, MA 01748

Single-Family

$825,000
Price
$850,000
Sale Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Center-stair colonial in Highland Park about 1/2 mile to Hopkinton Country Club entrance * Perfect mix of newer home w/ traditional appeal * Cook's kitchen w/ plenty of gorgeous cabinets/tiered island/open to large breakfast area * Dining Room w/ brick fireplace/attractive built-ins * Living Room w/ lots of useful options w/ french doors to Home Office * Handsome Office brings outdoors in w/ walls of windows * Family Room w/ wetbar/built-ins/fireplace/back entrance to spacious screened porch for lots of seasonal enjoyment * 2nd staircase directly to Primary Bdrm suite, incl. 3rd fireplace for cozy nights in/private bath/walk-in closet & extra closets * 2nd Bdrm w/oversized walk-in closet * 3rd/4th Bdrms have ample space & closets * Full bath completes the well-thought-out 2nd floor * 2 Car Garage under to large unfinished basement & stairs directly into Kitchen * Uncovered Deck off Porch leads to huge Pavered Patio/beautiful established perennial gardens/backyard space * WELCOME HOME

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Categories: Sold Homes  


Posted by Robin V. Wish on 5/31/2021

Let's face it homebuyers often face intense pressure. In many instances, dozens of homebuyers may compete for the same residence. And if you don't act quickly, you risk missing out on your dream house to a rival homebuyer.

Believe it or not, it sometimes can be beneficial to take a wait and see approach to buying a house. Some of the key reasons for homebuyers to consider deploying a wait and see approach include:

1. You can determine exactly what you want in your dream house.

Differentiating between must-haves and wants can be tough, particularly for homebuyers who are shopping for residences for the first time. Fortunately, if you take a slow, gradual approach to homebuying, you can view a variety of residences and narrow your search accordingly.

Oftentimes, homebuyers can benefit from attending open houses and getting a firsthand look at myriad residences. Each open house provides an opportunity to analyze a home, review its pros and cons and determine whether a residence is right for you. As such, homebuyers can attend many open houses to better understand what they want from a dream residence.

2. You can get your finances in order.

Although you know you want to buy a house, getting your finances in order may prove to be hassle. Luckily, homebuyers who implement a wait and see approach can find a mortgage that matches their finances perfectly.

Ideally, a homebuyer should meet with several banks and credit unions and explore all of the mortgage options at his or her disposal. During each meeting with a mortgage lender, a homebuyer can receive expert insights into many mortgage options.

A homebuyer may want to get pre-approved for a mortgage as well. If a homebuyer embarks on a search for the right mortgage today, this individual can move closer to entering the housing market with a budget in hand and simplifying his or her home search.

3. You can find the perfect real estate agent.

Ultimately, the real estate agent that you select may dictate the success of your quest to find your dream residence. If you allocate the necessary time and resources to hire a hardworking and experienced real estate agent, you should have no trouble streamlining your home search. On the other hand, if you rush to hire the first real estate agent that you meet, you risk making the wrong choice.

When it comes to finding the perfect real estate agent, it pays to be patient. By spending some time learning about various real estate agents in your area, you can select a top-notch housing market professional to guide you along the homebuying journey.

Lastly, don't forget to select a real estate agent who is available to respond to any homebuying concerns and questions, at any time. With this housing market professional at your side, you can boost your chances of discovering your ideal residence.

There is no need to rush to find your dream home. Instead, take a wait and see approach to buying a house, and you may reap the benefits of your decision for years to come.




Categories: Uncategorized  


Posted by Robin V. Wish on 5/28/2021

This Single-Family in Walpole, MA recently sold for $860,000. This Colonial style home was sold by Robin V. Wish - Real Living Suburban Lifestyle Real Estate.


48 Plimpton St, Walpole, MA 02081

Single-Family

$809,000
Price
$860,000
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Picture perfect! Stunning young colonial features private setting, spacious rooms, open floor plan, thoughtful upgrades and upscale appointments - everything you want in a convenient location! Adjacent to Wisteria Ways II neighborhood, sought after OPR School District, this property is a short walk to Bird Park, Ellis Field, restaurants, shops and easy access to multiple MBTA stations. Want to vacation at home this summer? Relaxing on the deck by the beautiful in-ground pool is a great way to spend a sunny day. Hardwoods throughout, a fantastic remodeled kitchen featuring granite, stainless appliances, dual fuel range, large island, additional entertaining cabinet w/ wine fridge and even more storage! Three beautifully updated baths, and gorgeous family room. Three generous bedrooms upstairs and an optional 4th bedroom on main level currently used as an office... A full list of updates and features as well as floor plans attached to documents.

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