Robin V. Wish - Real Living Realty Group



Posted by Robin V. Wish on 10/8/2018

If you intend to find your dream house, it helps to establish a homebuying strategy. That way, you can enter the real estate market with a plan in place to accomplish your desired goals.

Now, let's take a look at three tips to help you craft an effective homebuying strategy.

1. Create Homebuying Criteria

If you know where you want to reside, you can narrow your house search. As a result, you may be better equipped than other buyers to accelerate the homebuying journey.

Creating a list of home must-haves and wants usually is a great starting point for homebuyers. This list typically forces homebuyers to think about what separates an ordinary residence from a dream house. And once a homebuyer crafts a list of home must-haves and wants, this buyer can search for residences that meet his or her expectations.

2. Budget for a Home

In most instances, homebuyers lack the necessary financing to buy a house. Luckily, lenders are available that can help a homebuyer assess mortgage options and get pre-approved for home financing.

Budgeting for a home is a major part of the homebuying process. Because if you know exactly how much you can spend on a residence, you could speed up your house search.

To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. Then, when you find the right mortgage, you can enter the real estate market with a budget at your disposal.

3. Hire a Real Estate Agent

There is no requirement to hire a real estate agent before you pursue your dream house. Yet the advantages of hiring a real estate agent can be significant, and perhaps it is easy to understand why.

For homebuyers, a real estate agent takes the guesswork out of finding the right house at the right price. A real estate agent also collaborates with a homebuyer and will go above and beyond the call of duty to ensure a buyer can achieve the optimal results.

If you want to purchase a house as quickly as possible, it may be a good idea to hire a real estate agent sooner rather than later. Oftentimes, a real estate agent will meet with you and learn about your homebuying aspirations. He or she next will work with you to craft a homebuying strategy and launch a successful house search.

Furthermore, a real estate agent is a housing market expert who will help you overcome any potential homebuying hurdles. A real estate agent understands the challenges associated with purchasing a house and will help you identify and address such issues before they escalate. And if you ever have concerns or questions as you search for your ideal residence, a real estate agent will respond to them.

Enter the real estate market with a plan in hand Ė take advantage of the aforementioned tips, and you can create an effective strategy to streamline your search for your dream residence.




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Posted by Robin V. Wish on 10/1/2018

Owning a home is one of the biggest financial undertakings that youíll ever have. There are some benefits to owning a home. Many of these benefits come each April when we file our taxes. There are a few very commonly overlooked tax breaks that homeowners have the chance to claim as deductions that you might not be taking advantage of. 


Going Green


Thereís many different tax breaks that are available on a state-by-state basis based on green improvements that have been made to a home. Rates vary, but can save you a significant amount on your taxes. Aside from the money that youíre already saving on utility bills, the solar panels that you have installed, the low-flow toilet you put in, or the new efficient windows that you replaced can really save you some significant money. Check with your tax preparer for specific details on the savings that you can have from your state and even city or town based on these home improvements. 


Mortgage Interest Tax Savings


This tax break is one of the biggest motivators for people to take the leap into homeownership. Since you have the ability to write off a significant amount of mortgage debt, in some cases 1 million dollars, it makes renting look less and less attractive. To take advantage of this deduction, however, youíll need to itemize your deductions. This is not something many taxpayers actually do. If you want to take advantage of the mortgage interest deduction and the property tax deduction, youíll need to start itemizing each and every tax deduction that you have. 


For many people, itemizing the deductions wonít even add up. This is why many people avoid it altogether. For people in this situation, it may make more sense to take the standard deduction. If you are eligible to itemize, however, as a homeowner, you definitely should take advantage of these benefits. 


Interest On Home Improvement Loans


If you have recently taken out a loan to do some major work around your home, the interest on this loan could be tax deductible. While many loans that may be greater than 100% of the property value arenít eligible for tax deductions, up to $100,000 of your debt on a home improvement loan can be tax deductible. 



Private Mortgage Insurance


You may be eligible to deduct your PMI premiums from your taxes. The amount of deduction that you can claim is dependent on your AGI (adjusted Gross Income) and may be less if that number is above $100,000.


If youíre a homeowner and feel that you havenít been taking advantage of all of the tax breaks that are available to you, itís important that you get more information on how to get these benefits.





Posted by Robin V. Wish on 9/27/2018

This Condo in Franklin, MA recently sold for $257,000. This Townhouse style home was sold by Robin V. Wish - Real Living Realty Group.


27 Benjamin Landing Ln, Franklin, MA 02038

Condo

$250,000
Price
$257,000
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Stunning young townhouse beautifully updated in sought after Benjamin Landing! Fantastic location set back from the road yet minutes to commuter rail, highways, shops, restaurants and even Beaver Pond! This townhouse is sited in a central location in the complex with a shade tree accenting the sidewalk near the front entrance. Offering one of the largest units in the complex, the layout allows for plenty of the space in the master bedroom - even a king size bed. Extensive upgrades in flooring, bathrooms, kitchen and freshly painted - move in ready for the lucky buyer! Floor plan is available.

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Tags: Franklin   Real Estate   Condo   02038  
Categories: Sold Homes  


Posted by Robin V. Wish on 9/27/2018

This Single-Family in Sharon, MA recently sold for $720,000. This Colonial style home was sold by Robin V. Wish - Real Living Realty Group.


49 Arboro Dr, Sharon, MA 02067

Massapoag Lake

Single-Family

$750,000
Price
$720,000
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
THIS METICULOUSLY MAINTAINED COLONIAL STEPS AWAY FROM LAKE MASSOPOAG IS PERFECTION! TASTEFULLY RENOVATED WITH SPARKLING HARDWOOD THROUGHOUT .OPEN FLOOR PLAN WITH GRACIOUS STEP DOWN LIVING ROOM OPEN TO DINING ROOM , French Door Separates the UPDATED CUSTOM KITCHEN with STUNNING GRANITE BREAKFAST BAR Maple Cabinetry, upscale appliances double oven. Direct access to GORGEOUS EXPANSIVE MAHOGANY DECK Overlooking Lush Grounds abutting Conservation.Fire Place FAMILY Room with Built in. Upper level includes 4 Generous Bedrooms .MASTER BEDROOM SUITE WITH FANTASTIC WALK IN CLOSET RENOVATED MASTER BATH WITH LARGE TILED SHOWER TOP OF THE LINE FIXTURES. Perfect Nursery Option Direct from Master along with 2 More Spacious Bedrooms . Tastefully Renovated Double sink Family Bath with Stunning tiled Shower with soaker Tub! Bonus Finished Lower level with Playroom Media rm Wet bar! Rarely avaiable THIS LOCATION Has Deeded Beach Rights at Stunning Lake Massapoag!

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Categories: Sold Homes  


Posted by Robin V. Wish on 9/24/2018

If you plan to buy a home in the near future, there is no harm in attending an open house. However, for those who want to get the most out of an open house, it helps to plan ahead as much as possible.

Now, let's take a look at three tips to help you get ready to attend an open house.

1. Review the Home Listing

Although you may have already reviewed a home listing, it may be a good idea to take a second look at it. That way, you can double-check to ensure that a residence matches your expectations prior to attending an open house.

As you review a home listing, think about your short- and long-term plans too. If you believe a home corresponds with these plans, now may be the right time to check out this residence in-person.

2. Examine Your Homebuying Budget

When it comes to preparing to attend an open house, it may be beneficial to assess your homebuying budget. By doing so, you can ensure a residence falls within your price range.

Oftentimes, it helps to get pre-approved for a mortgage before you launch a home search. If you have a mortgage at your disposal, you'll know exactly how much you can spend on a home. And as a result, you can set up home showings and attend open houses for residences that match your budget.

3. Prepare a List of Questions

An open house provides an opportunity to walk around a residence and decide whether it is right for you. It also enables you to receive comprehensive insights into a home. Thus, you should put together a list of questions to ask during an open house.

Remember, there is no such thing as a "bad" question, especially if you're on the fence about buying a particular home. And if you enter an open house with a list of questions in hand, you'll be better equipped than ever before to determine whether to submit an offer to purchase.

Lastly, as you prepare to pursue your dream home, you may want to hire a real estate agent as well. Because if you have a real estate agent at your side, you can obtain expert guidance throughout the property buying journey.

A real estate agent can help you prepare for any open house, at any time. He or she first will meet with you, discuss your homebuying options and help you map out a homebuying strategy. Next, a real estate agent will set up home showings and keep you informed about open house events for residences in your preferred cities and towns. And if you discover your dream home, a real estate agent will help you craft a competitive offer to purchase.

For those who want to take the guesswork out of buying a home, it helps to work with a real estate agent. Contact a local real estate agent today, and you can receive plenty of assistance as you search for your ideal residence.




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